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Jamuna Shuchona is designed for Micro, Small & Medium size trading & servicing related businesses i.e hospital, diagnostic center, communication, advertising & software development firm, who does not maintain adequate inventory but they have working capital requirement for payment of employee salary, to maintain small scale inventory, to purchase accessories and service related products frequently. This is a continuous loan as OD (General) & Term loan facility and will be fully covered by adequate collateral security
Key Features
- Loan Amount: Maximum Tk. 500.00 Lac.
- Tenure: For OD: 12 months (renewable); Term Loan: Maximum 60 months.
- Minimum 50.00% sales to be reflected through bank transactions.
- Fast and quality service.
- No hidden charges.
- Collateral security required.
- Special conditions may be imposed considering the risk of the business.
Benefits & Parameters
- Having business experience of at least 2 years in the same line of business.
- Age Limit: 25 years to 65 years.
- Having all relevant documents of the business.
Required Documents
- Trade License / other special licenses based on the nature of business, such as Drug License or Fire License.
- e-TIN.
- Rental / possession deed of the business.
- Bank statement.
- Business financials.
- Other related required documents.