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A convenient home financing solution designed to support the construction, purchase, renovation, extension, and beautification of residential properties, including semi-pucca houses, with the option to transfer existing home loans from other financial institutions.
Key Features
- Purpose:
- Construction of semi-pucca residential house & Pucca-one storied building with concrete roof.
- Purchase of semi-pucca residential house (under construction / used).
- Repair / Extension / Renovation / Beautification / Interior Design of residential building / semi-pucca house.
- Takeover of existing semi-pucca home investment from other banks / financial institutions.
- Loan Size: Minimum Tk. 2 Lac, Maximum Tk. 50 Lac.
- Loan Tenor: Maximum 10 Years.
Eligibility & Parameters
- Age Limit: Minimum age 21 years, Maximum age 65 years.
- Minimum Monthly Net Income:
- Salaried Person – Tk. 50,000/-
- Landlord – Tk. 60,000/-
- Professional – Tk. 70,000/-
- Businessman – Tk. 80,000/-
Required Documents
- Valid identification documents (Passport, NID, Photo, EID etc.) of the applicant.
- Income and Professional Proof of the applicants depending on the profession.
- Copy of E-TIN certificate of the applicants & recent utility bills or proof of residence.
- Guarantor’s declaration on bank’s standard format with valid identification documents.
- Land & Building (to be financed & mortgaged) related documents.