Notice: Information on this website is currently being updated.
Charge Schedule of Credit Card
| Description of Charges | Local Classic | Local Gold | Dual Gold | Platinum | Signature |
|---|---|---|---|---|---|
| Annual Fee/Renewal (General Primary Card) | Tk. 690 including VAT* | Tk. 1380 including VAT* | Tk. 3450 including VAT* | Tk. 4140 including VAT* | Tk. 6900 including VAT* |
| Annual Fee/Renewal (General Supplementary Card) | 1st time free; Tk. 345 (renewal) including VAT* | 1st time free; Tk. 690 (renewal) including VAT* | 1st time free; Tk. 1725 (renewal) including VAT* | 1st time free; Tk. 2070 (renewal) including VAT* | 1st time free; Tk. 3450 (renewal) including VAT* |
| Card Replacement Fee | Tk. 345 including VAT* | Tk. 690 including VAT* | Tk. 1725 including VAT* | Tk. 2070 including VAT* | Tk. 3450 including VAT* |
| PIN Replacement Fee | Free | Free | Free | Free | Free |
| Financial Charge | 2.083% monthly* @25% yearly | ||||
| Late Payment Fee (if minimum due is not paid within due date) | Tk. 575 including VAT* | Tk. 690 including VAT* | Tk. 690 including VAT*; USD 11.50 including VAT* | Tk. 920 including VAT*; USD 13.80 including VAT* | Tk. 1150 including VAT*; USD 13.80 including VAT* |
| Excess Limit Fee | Tk. 287 including VAT* | Tk. 575 including VAT* | Tk. 575; USD 17.25 including VAT* | Tk. 575; USD 17.25 including VAT* | Tk. 575; USD 17.25 including VAT* |
| LoungeKey or Priority Pass | NOT APPLICABLE | NOT APPLICABLE | NOT APPLICABLE | 4 complimentary LoungeKey or Priority Pass visits per calendar year. | 6 complimentary LoungeKey or Priority Pass visits per calendar year. |
| Access to Balaka Business Lounge | NOT APPLICABLE | NOT APPLICABLE | 3 complimentary Balaka Lounge visits per calendar year. | 4 complimentary Balaka Lounge visits per calendar year. | 4 complimentary Balaka Lounge visits per calendar year. |
| Conversion | NOT APPLICABLE | FREE | |||
| Life Insurance Fee | 0.12% of the Statement Balance as at the Statement Date | ||||
| Other Fees & Charges | |||||
| Balance Transfer | 1.5% monthly* | ||||
| Cash Advance Fee (Jamuna ATM) | 2% of the withdrawal amount or Tk. 200, whichever is higher* | ||||
| Cash Advance Fee (ATM) – Q-Cash/Others/NPSB/VISA | |||||
| Duplicate Statement (For Every Month) | Tk. 115* including VAT* | ||||
| Duplicate Statement (beyond last 2 Months) | Tk. 115* including VAT* | ||||
| Easy Pay (EMI) Interest rate | 14.99% | ||||
| Easy Pay (EMI) Process Fee | 1% | ||||
| E-Statement | FREE | ||||
| Transaction Alert SMS | Tk. 345 including VAT* (yearly) | ||||
| Certificate Fee | Tk. 575 including VAT* | ||||
| CIB Charge | Tk. 115 including VAT* | ||||
| * Subject to Management Decision/Applicable Conditions. Charges may vary for Jamuna Bank employees. | |||||
| Note: | |||||
| 1. Annual Fee will be waived for both Primary and Supplementary Credit Cards if each card has at least 18 POS transactions during the year. | |||||
| 2. Automatic enrolment will be made in case of SMS, Transaction Alert or Insurance Service. | |||||
| 3. Additional expenses, e.g. postage, cable, courier, Fax, Legal Fee etc. will be charged where applicable. | |||||
| 4. Credit Card type will depend on the limit assigned to the card by the Credit Department. | |||||
| 5. The Bank reserves the right to change/amend the Schedule of Charges as per Bangladesh Bank instructions, which will be updated on our website from time to time. | |||||
| 15% VAT is applicable on all fees, commissions, and charges, except where an exemption is approved by the NBR. |