Notice: Information on this website is currently being updated.
Jamuna Bank Salary Loan offers convenient financing support for salaried professionals to meet personal and financial needs with flexible repayment options and a hassle-free process.
Key Features
- Purpose: Travel expenses, marital expenses, educational expenses, festival expenses, home construction, house renovation, transport purchase, household durables, equipment and electronics purchase, and medical/treatment expenses.
- Loan Size: Minimum Tk. 1.00 Lac – Maximum Tk. 8.00 Lac only, or up to 12 times the gross monthly salary, whichever is lower.
- Loan Tenor: Maximum 5 years.
Eligibility & Parameters
- Employment Status: Regular/Permanent employee of a Government, Semi-Government, Autonomous, or Private organization operating in Bangladesh.
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Age: Minimum 21 years and Maximum 55 years.
Loan tenor shall not exceed 60 years of age; or
Loan tenor shall not exceed the remaining service life of the salaried person. - Minimum Take-Home Salary: Tk. 15,000/- per month.
- Length of Experience: Minimum 1 year of total work experience and at least 6 months with the present employer.
Required Documents
- National ID Card.
- Passport-size photographs.
- Bank account statements (minimum 06 months).
- Income and Professional Proof: Letter of introduction, Salary Certificate, Pay Slip, or Employment ID Card.
- Other Income: Proof of income.
- Personal guarantee.
- e-TIN Certificate with up-to-date tax return submission receipt (if applicable).
- Copy of a utility bill of contact address or permanent address.
- Supplier’s / Seller’s quotation.