Jamuna Bank Payroll Banking is a comprehensive payroll service management platform designed for multinational companies, corporate organizations, and other institutions, as well as their employees. With just a few clicks, it offers a wide range of personal banking services, including Payroll Accounts, Debit Cards, and Credit Cards, along with unique retail loan packages and other financial services at preferential pricing.
Organization Service & Benefits
Dedicated Support: A dedicated Relationship Manager and Support Team for banking assistance.
Digital Payroll System: Fast, secure and convenient digital salary disbursement through Jamuna Bank’s corporate channels.
Charge Waiver: Zero payroll processing fees and zero salary transfer charges.
PF Account Privileges: Option to open employee Provident Fund (PF) accounts at highly preferential interest rates under company or individual name.
Exclusive Banking Privileges: The company and its executives will enjoy priority banking services, along with financial advisory and wealth planning solutions.
Employees Service & Benefits
Zero Maintenance: No initial deposit or minimum balance required and no account maintenance fees.
Waived Fees: Debit & Credit card annual fees, cheque book issue fees, along with complimentary digital banking services.
VISA Credit Card: Flat 50% discount on credit card issuance fee. Annual fee will be waived upon completing 12 transactions within a year.
Preferred Retail Finance: 1% lower interest rate on retail loans, no hidden charges and zero processing, supervision and early-settlement fees.
Instant Credit Shield: Access up to 50% of your basic salary via SOD for mid-month cash needs.
Debt Burden Ratio: May be considered up to 50% of net monthly income.
24/7 Connectivity: Access through the Shadhin App, ATM/CRM, supported by dedicated call centre services.
Eligibility Organization
Multinational companies operating in Bangladesh.
Large corporate houses and conglomerates.
Local and foreign NGOs.
SMEs – proprietorships, partnerships and limited companies.
Reputed private and public schools & colleges.
Clubs, registered societies and local authorities.
A minimum of 10 active employees required to activate standard payroll benefits.
Eligibility Employees
Bangladeshi nationals aged 18 years and above.
Foreign nationals holding a valid work permit and employment visa.
Employees of organizations maintaining a payroll arrangement with Jamuna Bank PLC. under a bilateral agreement/MOU.
Organization Documents
Organization Acceptance of Jamuna Bank’s Offer Letter.
Memorandum of Understanding (MOU)/Corporate Agreement with Jamuna Bank PLC.
Other documents, such as a Current Account in the name of the Organization/Company.
Organization Employees
Account Opening Form.
National ID (NID).
Employee ID.
One passport-size photograph.
Nominee’s National ID or Passport copy and one passport-size photograph of the Nominee (duly attested by the A/C holder).