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This product has been designed in conformity with Bangladesh bank special strategies to assist the non-institutional /marginal entrepreneur, Cottage, Micro & Small women entrepreneurs, motivate & create new women entrepreneurs, make them self-dependent & participate in the development of national economy. Any women who are engaged in trading, manufacturing or service-related business can avail this loan with special interest rate fixed by the Bangladesh bank from time to time. Bangladesh Bank also provides “Refinance Facility” against this finance. This is also unsecured & secured loan and have demand in SME market for its easy loan procedure to meet up working capital requirement or to purchase goods from vendors or to expand of business.

Key Features

  • Loan Amount: Unsecured up to Tk. 50.00 Lac; Secured up to Tk. 100.00 Lac.
  • Tenure: Maximum 36 months for loans up to Tk. 25.00 Lac; Maximum 48 months for loans above Tk. 25.00 Lac.
  • Interest Rate: 5%.
  • Convenient EMI facility.
  • Fast and quality service.
  • No hidden charges.
  • Collateral security acceptable to the Bank and/or 25.00% cash collateral of the approved loan amount.
Eligibility
  • Having business experience of at least 2 years in the same line of business.
  • Age Limit: 25 years to 60 years.
  • Having all relevant documents of the business.
Required Documents
  • Trade License / other special licenses based on the nature of business, such as Drug License or Fire License.
  • e-TIN.
  • Rental / possession deed of the business.
  • Bank statement.
  • Business financials.
  • Other related required documents.