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Visa Local Gold Credit Card

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Features & Benefits

  • Contactless NFC Technology
  • Complementary Access to JBL Balaka Lounge
  • Dual currency
  • Highest Credit limit
  • Flexible Payment Option
  • 24/7 Banking Service

Contactless NFC Technology

Make payments from your Visa Local Gold Credit card without swiping card or typing the PIN up to BDT 5000 in single transaction as many time as you want.


Highest Credit limit

Jamuna Bank PLC Visa Local Gold Credit Card holders are entitled for maximum credit limit upto BDT 5 lacs.


No Renewal Fee

Pay ZERO fees for the Renewal if you perform only 18 transactions in a year. So save money by using this card at millions of retail points around the country.


45 Days Interest Free Period

0% Interest offer for maximum 45 days and minimum 15 days from the day of purchase by the Visa Platinum Credit card.


Higher Cash Withdrawal Limit

You can enjoy higher ATM withdrawal limit each day.*50% Cash withdrawal of Credit limit through any ATM round the clock.


Insurance Cover For Death

Jamuna Bank PLC Visa Local Gold Credit cardholders are entitled for accidental/normal Death. In case of death of the cardholder then the entire outstanding balance will be waived, equal amount will be paid to the family of the cardholder (T&C apply).

100% of the Outstanding balance payable to Jamuna Bank PLC in case of death of the cardholder;

100% of the Outstanding balance payable to the Beneficiary of the Cardholder in case of death.


Free Supplementary Card

Jamuna Bank PLC Visa Local Gold Credit Card holders may apply for one additional supplementary card for family member to spend with a limit and it is free of cost for the first time.


Discount Offer

Jamuna Bank PLC Visa Local Gold Credit Card comes with discount facility with our partner which includes shops, restaurants, hospitals, travel agencies etc. You can enjoy up to 50% discount with your JBL Visa Local Gold Credit Card at these partner outlets.


Buy Now Pay Later Facility

With Jamuna Bank PLC Easy Pay facility you can buy now and pay later with installment plan facility at our partner’s outlet around the country. This is absolutely a good site of money management where you will have option to clear your bill with or without interest from 3-36 months. Now a day almost all brand retail chain, Grocery, Clothes, jewelers shop and many service oriented companies are keeping Easy Pay/EMI facility for customer. Jamuna Bank PLC continuously increasing its Easy pay partner which is also known as EMI partner.


Balance Transfer

If you need emergency cash you can transfer your Jamuna Bank PLC Visa Local Gold Credit Card’s balance to your Jamuna Bank PLC regular current or savings account any time and withdraw the cash. Customer can have 80% easy cash loan against their card balance.You can now do it through Shadhin Digital Banking app or Jamuna Bank PLC ATM .You don’t need to call branch, you can do it by yourself. You can also make Jamuna Bank PLC to other bank account transfer through BEFTN or issue pay order from the unutilized balance of your credit card (Interest may apply).


Reward Points for Cash Back or Free Gift Voucher

Enjoy 1 reward points with every BDT 50 spending from your credit card. You may have cash back against your reward points or you may enjoy free gift voucher of our partner outlets around the country by redeeming reward points.


Flexible Bill Payment Option

Customer can pay any amount from minimum to full balance by using our Just Pay online transfer facility, auto debit option from your Jamuna Bank PLC account or from other bank account, cash payment at Jamuna Bank PLC branch etc way.


Lost or Stolen Protection

If incase customer lose their cards then immediately need to inform card division through 24/7 contact centre or dialCall Center: 16742(Local), +8809610005678 (Overseas).Your money will be protected from the time you inform bank and bank will bear the financial liability if there is any transaction made by your card from the time you inform bank. Within next 7 working days your replacement card will get ready for collection.


Shadhin Digital Banking app

Your bank account/credit card’s all information or transaction is just one click away through your Jamuna Bank PLC Shadhin Digital Banking app. You can control your account from your mobile. You can see all your transactions, can do balance transfer to bank account, mobile top up etc. You can add money to your Jamuna Bank PLC account from your credit card in a minute any time. More interesting is this transaction is interest free.


24/7 Banking Service

Because we all lead busy lives, we’ve made it easy for you to access your account whenever it suits you, through our online banking or our mobile banking app. Alternatively just dialCall Center: 16742(Local), +8809610005678 (Overseas), available 24 hours a day. You can also mail us at ([email protected]).



Minimum age 20 years old.

Bangladeshi Citizen or a foreigner who has been a permanent resident of the Bangladesh for the last two (2) years

Job or self employed business income with minimum BDT 30,000/-