• Accepted in Saudi Arabia and all VISA-merchant locations including Bangladesh.
• No bank account or credit check required to obtain Umrah prepaid card.
• Supports transactions in both local currency (BDT) and foreign currency (USD).
• Card remains valid for 05 (Five) years from the date of issuance.
• Secure online E-commerce purchases via 3-D Secure (Verified by VISA).
• Easily handles all your Umrah-related purchases and payments.
• 24/7 access to cash through the VISA ATM network in Saudi Arabia & Middle Eastern countries.
• Accepted across Saudi Arabia (Hotels, Shopping, Transport).
• NFC-enabled EMV chip ensures fast and secure transactions.
• Free real-time SMS and email notifications for every transaction.
• Environmentally friendly PIN generation and management via Green PIN.
• Absolutely free cash withdrawal at any Jamuna Bank PLC ATM.
• Card loading and reloading available at any JBL branch or Jamuna Bank Shadin App.
• Load Limit: Minimum Tk. 1,000 and Maximum Tk. 5,00,000.

• No stress of carrying foreign currency.
• Initial deposit of Tk. 500 is credited to the card balance.
• No interest, late fees, or overdraft penalties.
• Enjoy the benefits of the card without annual or yearly fees.
• Balance can be refunded via Account Transfer or BEFTN.
• Add funds to your card at no extra cost.
• Withdraw entire card balance from any VISA-logo ATM locally or abroad.
• Annual Foreign Currency Load Limit: Up to USD 12,000 per year under Travel Quota.
• Dedicated 24/7 customer support for all inquiries and issues.

• Applicant should be a Bangladeshi National.
• NID / Valid Passport (for USD Transactions).

• Duly filled Online Application Form.
• Passport-size photograph (formal).
• Signature of cardholder.
• Copy of NID.
• Copy of valid passport (mandatory for USD transactions).
• Umrah Visa.
• Proof of address (Electricity / Gas bill).
• Mobile number.
• Email address.

• Passport-size photograph.
• Copy of NID.
• Mobile number.

The Card Holder can claim for refund of the un-utilized amount after travelling. Card holders can communicate with Card Division to submit the refund application. If Card Holder has a JAMUNA BANK account, the unused amount will transfer to his account directly or Card Division will issue a Pay Order/BEFTN to another Bank’s Account in favor of the Card Holder (Closing fee applicable).