Jamuna Bank has taken significant steps to embed sustainability practices into its business operations. By identifying key sustainability-impacting factors and incorporating sustainability disclosures into its Annual Report, the Bank has made sustainability a shared responsibility across all divisions and units.

2. Recognition and Leadership in Sustainability

Jamuna Bank proudly stands among the Top Sustainable Banks recognized by Bangladesh Bank for three consecutive years—2022, 2023, and 2024—under the Sustainability Rating framework. This recognition reflects the Bank’s strong performance across 89 evaluation criteria, covering:

• Sustainable Finance Indicators
• Corporate Social Responsibility (CSR) Activities
• Green Refinance Programs
• Core Banking Sustainability
• Banking Services Coverage

These achievements underscore Jamuna Bank’s commitment to building a resilient, inclusive, and environmentally responsible financial ecosystem.

3. Sustainability Strategy and Objectives

Jamuna Bank is committed to building a more sustainable future by embedding ESG principles into every aspect of its operations. The Bank’s sustainability strategy focuses on:

3.1 Environmental Responsibility

• Promoting energy efficiency across operations
• Reducing paper usage through digital banking solutions
• Encouraging sustainable resource consumption
• Supporting green financing initiatives

3.2 Social Responsibility

• Promoting financial inclusion
• Supporting SMEs and women entrepreneurs
• Fostering workplace diversity and equity
• Investing in community development initiatives
• Enhancing access to banking services across underserved areas

3.3 Governance and Ethical Conduct

• Ethical decision-making
• Transparency in operations
• Strong accountability mechanisms
• Robust compliance and risk management frameworks

4. Integration of Sustainability into Business Operations

Jamuna Bank continues to evolve by embedding sustainability into its core strategy, risk management framework, and operational practices. The Bank regularly updates its policies, systems, and procedures to ensure alignment with business priorities and regulatory expectations. Sustainability considerations are integrated into:

• Credit and investment decision-making
• Risk assessment frameworks
• Product development
• Stakeholder engagement processes

This integrated approach ensures that sustainability is not treated as a standalone initiative but as a fundamental business principle.

5. Alignment with Global Reporting Standards (IFRS S1 & S2)

Jamuna Bank recognizes the importance of transparent, consistent, and comparable sustainability disclosures. The Bank is gradually aligning its reporting practices with:

• IFRS S1: Sustainability-related financial risks and opportunities
• IFRS S2: Climate-related financial risks and opportunities

These standards provide an opportunity to further strengthen Jamuna Bank’s existing sustainability reporting and enhance its approach to managing material sustainability-related issues. Over time, this will enable stakeholders to make more informed decisions based on credible and comparable sustainability data.

6. Stakeholder Engagement and Materiality Assessment

Jamuna Bank reviewed and enhanced its stakeholder engagement approach and materiality assessment process. This improvement enables the Bank to:

• Capture valuable stakeholder insights
• Identify key sustainability-related risks and opportunities
• Prioritize material ESG issues
• Integrate stakeholder expectations into strategic decision-making

Through continuous dialogue with customers, employees, regulators, investors, and communities, Jamuna Bank ensures that its sustainability agenda remains relevant, inclusive, and impact-driven.

7. Our Commitment Going Forward

Jamuna Bank’s sustainability journey is ongoing. The Bank continuously seeks opportunities to improve, adapt, and lead by example. Through responsible practices, innovative solutions, and strategic partnerships, Jamuna Bank aims to contribute to a low-carbon, inclusive, and resilient future. The Bank remains committed to:

• Strengthening ESG governance
• Expanding green and sustainable finance
• Enhancing social impact programs
• Improving sustainability disclosures
• Supporting national and global sustainability goals